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 Covers businesses against claims of bodily injury, property damage, and personal injury arising from business operations, products, or premises. Often used when standard carriers won’t insure due to high risk. 

 Protects buildings, equipment, inventory, and other business property against risks like fire, theft, or vandalism. E&S property markets cover hard-to-place properties (e.g., vacant buildings or those in high-risk areas). 

 Also known as Errors & Omissions insurance, it protects professionals against claims of negligence, mistakes, or failure to perform. Common for consultants, real estate agents, and tech professionals. 

 For businesses that sell, serve, or distribute alcohol, this covers damages or injuries caused by intoxicated patrons, often excluded in standard GL policies. 

 Provides additional limits above underlying liability policies (GL, Auto, Employers’ Liability). Especially important for high-risk industries or contracts requiring higher coverage limits.

We have a product for essentially any kind of risk, just let me know!